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Christmas and the late calendar holidays are right around the corner and consumers need to set their savings plans in motion in anticipation of a season where we all spend more than we make.
The best time to start saving for the holidays is three months before they occur. Therefore, consumers should start saving for Christmas in September. That gives them approximately 12 weeks before the explosive competitive sales that occur on Black Friday, which is at the end of November. The average shopping consumer with a four-person immediately family and an average-sized extended family will need to save at least $2,000 for a well-distributed Christmas offering. The following are some tips for saving money the 12 weeks before Christmas shopping hits big:
Open a Holiday Savings Account
Holiday savings accounts are for people who specifically want to save money for Christmas shopping. A multitude of banks offers these special accounts to their customers. Holiday savings accounts sometimes allow account holders to earn high interest on the monies they place into the accounts during certain times of the year. Such customers can use the money that they earn in interest to contribute to their Christmas spending funds.
Change Direct Deposit Options
Employers will often allow their employees to deposit their paychecks into their savings or checking accounts directly. Direct deposit options vary from employer to employer, but most systems allow the employee to distribute his or her check into separate accounts. Therefore, a worker could send a small portion of his or her paycheck into an exclusive Christmas fund account and conveniently forget about it until shopping time arrives.
Cut Down on Recreational Activities
A person who wants to maximize his or her savings for Christmas shopping should cut down on family recreational activities. Activities such as movies, dining, shopping and vacations should cease during the holiday saving period. A family can still partake in fun activities that cost nothing. For example, nature walks and free local music concerts do not cost a thing.
Perform Side work
Side work can provide a shopper with an excellent source of additional income for Christmas shopping. Examples of payable side jobs are babysitting, snow shoveling and small auto repairs. A person who has a full-time job can find a wide variety of work opportunities online, as well. Many companies use contractors to fill their needs for salespersons and customer service representatives. A consumer can easily save $2,000 in 12 weeks for a splendid holiday shopping adventure.
Parents of school-aged children often have additional expenses when their children are involved in after-school sports. They have to purchase uniforms for their children as well as items such as shin guards, jock straps, gloves, sticks, shoulder pads and the like. Sporting expenses can become overwhelming for a parent who is unaware of frugal shopping tactics. The following contains information on how a parent can save on sporting items for his or her athletic child:
Unbelievably, thrift shops often contain several of the items that young sports players need. A shopper can usually find an assortment used cleats that are still in excellent condition. A thrift shop may carry other sports clothing and accessories, as well. The parental shopper can spend a day visiting all the thrift shops in the local area and looking for hidden treasures.
Promotional Codes and Coupons
Another way a parent can save money on sports items for his or her child is by printing coupons or shopping online. Large sporting goods retailers such as Dick’s Sporting Goods offer coupons and promotional codes with discounts of up to 75 percent. The online versions of such shopping establishments also offer additional discounts such as free shipping. A customer can print a coupon online and take it into a physical location, as well.
Online Classified Sites and Auction Sites
Sites such as eBay, Craigslist and Amazon.com are amazing locations to find highly discounted sports clothing and accessories. To find something on Amazon.com, the consumer can type a search term into the search box. Amazon will return a list of relevant items with competitive prices. The consumer can choose between new and used items, and the person will have a choice between several sellers of such items. The eBay site is an online auction site, but many sellers offer their materials for “buy it now” prices that consumers can obtain immediately.
The Craigslist site is a free classified website that people in the neighborhood use to list items that they want to sell in person for cash. Any of those sites would be sufficient for a parent who is searching for discount sports clothes.
Finally, a parent can visit a bulk-shopping site to acquire his or her children’s sports necessities for the entire season. Bulk shopping sites or wholesale shopping sites usually offer amazing discounts and free shipping. A good parent has numerous options for saving money on sportswear.