One of the bigger downfalls of saving money is that feeling you’re missing out on something, that you can’t have what you want or the so called finer things in life aren’t yours for the taking.
While that is true to some degree, you have to look at the upside, that while you might not have a 4K TV, a 2017 car or a house that is well above your median income, you’ll be able to attain something even more important.
Money in the bank in the form of a savings account.
But is there a way to draw a line between depravity and taking away what you want and still living a life that allows you to spend accordingly and incorporating that “fun factor” that is so sorely missed by some when they’re saving money.
What tends to be overlooked is just how you can substitute one element of your life for another, not miss a beat and still be able to have exactly the same service, item or feeling that you had beforehand.
Take exercise, for instance. A good rule of thumb is to skip the gym membership and cost associated with it in the warmer months and instead incorporate walking, bike riding and other warm weather welcoming activities that are minimal in cost, if not completely free (i.e. walking).
Furthermore, one of the bigger myths about saving money centers on how you eat, more specifically the food you buy at the grocery store. The thought is that eating healthier is more expensive and thus you have to sacrifice salads or low calorie options simply because you can’t afford it. The truth of the matter is that eating healthy might carry with it that particular stigma but that isn’t always the case.
An apple is just as inexpensive as a candy bar, and salads as entrees carry with it the same price tag as a meal that includes burgers, fries and a drink. Furthermore, you have to consider quality, too.
Individuals, couples and families alike can save money by skipping the eating out or take out process altogether, and instead have one nice romantic evening or family dinner out once per month. It makes that feel so much more special, and in turn still allows you to enjoy dinner out at a restaurant, while saving money as well.
Living life means having experiences you ultimately want to enjoy, but those don’t always have to come with a price tag. They can have all the perks you relished previously, only cutting costs where appropriate.
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