Saving money doesn’t have to be hard, especially if you know where to look for those nooks where needing money isn’t an issue.
Those who are adept at budgeting and saving know exactly how to save money and still enjoy what they want. They’re not mired in a place where budgeting is about losing a service or value, but instead they view it as a challenge to be able to have it all and not spend anything (or as much) for it.
Take for instance the simple act of exercising. Chances are, you’re spending about $600 per year on a membership, give or take. A few of the lesser and cheaper chains can give you $20 to $30 per month, but what about taking those warmer months and walking outside, versus the alternative of using a treadmill indoors. Let’s say you stop your membership for five months; that could mean as much as $250 in savings just for doing exactly what you were doing before, only outside instead of inside.
And if your exercise regimen needs a kick start, rather than spend money on a monthly fee in the warmer months and not go at all, try just paying per class as an alternative. A $5 class going once per month beats a $50 bill and going at that same pace.
The easy part of saving money also starts with the smallest of expenses. Think about what you spend on coffee every day at Starbucks or other retailers of that ilk. A $4 coffee can end up costing you thousands of dollars per year, and that seems silly when you consider just how easy it is to make it at home, and take it with you. Furthermore, it seems just as inane to have a workplace where coffee is free, yet you find yourself toting around one from somewhere else.
That coffee habit is gulping free money down with each visit to the drive thru window.
And finally, who says you can’t argue pricing or find the best rate possible? Saving money is all about haggling to some degree but also using the tools available to spend less on a vacation hotel or paying full price for anything really, when so many companies and vendors are dying for business that they’ll price match.
Smart savers don’t take anything, price wise, at face value.
Being able to save money doesn’t always have to be daunting, depending on where you look and just how often you try to find a better, less expensive way.
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