Missing Out: Are You Leaving Money Saved On The Table?

Those who fancy themselves at being good at saving money know exactly the most opportune times to save but almost as important is they simply don't miss out on the chance to save money.

No matter what the purchase, product or service, you’ll rarely if ever see this person not take advantage of some means to spend less and thus put more money in their bank account with every swipe of a credit card, cash of a check or rustling around of a dollars in their pocket.

How exactly do they do it?

That question, to answer it, you must look at all avenues of saving money and being able to do so at the drop of a hat.

This person, to some, might be considered frugal or downright cheap, particularly if they’re the ones who are cashing in on online coupon codes or other promotional offers to the tune of money saved. They'll take advantage of eating out at restaurants by getting a half-priced meal or taking part in perks cards, for example, to be able to eat out, save money and eventually get a free meal for example.

They’ll enjoy their favorite movie but wait to spend $10 on a movie ticket and take advantage of a daytime show or wait a few weeks and hit a discount theater instead, paying just a few dollars instead of the full price.

The real key to not leaving money to be saved on the table is patience, in most cases. At that is not only with what you buy but what you don’t buy. For instance, smart spenders look at an iPad and say luxury mixed with necessity, for instance, and will take a few days to determine if that is something they truly need or just want because it will make life that much easier.

Even though it might sound a little over the top, those who save money also rely on others to talk them down off the proverbial spending ledge. If they want to buy a brand new car or spend an exorbitant amount of money on one piece of clothing, they’ll be quick to make a call or send a text just so their “savings partner” of sorts can add reason to their conversation.

This practice is used by those who have at one time used credit cards far too often, since the convenience of those can’t be underestimated.

If you’re not able to save, you have to look at your budget. Beyond that, however, you can still spend and get what you want at the right price and on your terms or, on the other end of the spectrum, simply wait out what ultimately is going to be an unnecessary buy.