Rich Kidding: How To Save Money By Simplifying Your Life

Most people who struggle to save money will argue back and forth that they are smart, goal-oriented individuals that simply can’t get ahead, no matter how much they try and put forth the kind of effort you'd want and expect from someone who wants to get ahead financially.

As much as those intentions are true, pure and come from a place of really wanting to be better with money, trying hard isn’t always the same as seeing results, since there might be something missing from your plan of attack.

For some, saving money becomes over complicated and thus is turned from a molehill into a mountain, and often is seen as an insurmountable task to the point that two things happen: you stop trying or you continue to do what you’ve been doing, and see the same, uninspired results or lack thereof.

The change spoken of doesn’t have to be a complete upheaval in what you are doing but rather tweaking the process and, in essence, simplifying what may be overly complicated as far as saving money is concerned.

Did you know one of the bigger missteps by the masses when it comes to saving money is simply not knowing what your budget is? That seems silly to think about especially considering just how paramount a budget is and how simply one can be put together.

The basics of what you make versus what you spend is really all that your budget needs to entail. If you aren’t setting goals for yourself with a budget in mind, you’re never going to truly get to where you want to be financially and saving money wise.

This also means keeping tabs on what you spend beyond just the obvious, such as cars, trucks, utilities, and houses or apartments. You might want to start thinking about fuel costs, take out and dinners out at restaurants or non-grocery related items, such as pet food, cleaning supplies and garbage bags.

Often times, we focus on one element of those aforementioned, small categories of expenses and never truly dig deep enough to add other elements to them.

No one is going to say saving money is a snap. But for most of us, it can be a no-brainer in the sense that you don’t have to look at it as difficult. Instead, think of it as decision making and common sense at its peak.